Managing your money

Free debt advice

If you are struggling with bills, or need debt advice, find out more about the free services offered through:

London Debt Advice Partnership, a network of around 30 advice centres providing free advice and assistance to over 20,000 Londoners each year who are over indebted including being in crisis debt. This service covers the whole of London. Find your nearest free debt advisor in London.

The Money Advice Service, is an independent service set up by government to provide free, unbiased money advice online, on webchat, in printed guides, face to face and over the phone on 0300 500 5000

StepChange debt charity offers free debt counselling and money management advice. Contact their freephone helpline: 0800 138 1111.

National Debtline also offers free independent debt advice on 0808 808 4000.

Credit unions

Credit unions are not for profit organisations that offer services such as saving accounts and low-cost loans to its members.  Credit Unions are regulated by the Financial Conduct Authority. 

Click here to find your local credit union.

Reports on debt advice services

Two reports, Treading Water and Up to Our Neck in it, were produced by the London Debt Strategy Group which was set up in 2008 to consider and find solutions to the issues facing London’s free debt advice services and their clients as a result of the 2008 economic crisis.